Simple budgeting that works

The Budgeting AppYou'll Actually Use

As simple as jotting on a napkin. Stay intentional about every dollar.

Easy to use, fairly priced, with human support.

Get Started in Minutes

No complex setup. No bank connections. Just answer a few questions and take control of your spending.

Set Your Budget

Tell us your income and create spending categories that make sense for your life.

Track Spending

Log purchases as you make them. Takes seconds, builds awareness that lasts.

Stay on Track

See exactly where your money goes with clear visuals and insights that actually help.

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Manual Entry. Meaningful Insights.

Bank statements show transactions. We show you patterns. When you manually track spending, we turn your awareness into understanding.

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Bank Statements

Just transaction lists. No context, no insights. Numbers that overwhelm you.

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R*et M**

Too many features you'll never use. Easy to forget about. Another app collecting dust.

napkinbudget

Everything you need to get your spending in check and nothing more.

Why Manual Works

When you type in each expense, you're forced to acknowledge it. That moment of awareness changes your relationship with money.

Creates Real Awareness

Typing each expense makes you actually think about what you're spending

Takes Just Minutes

Quick enough to do every day without it feeling like a chore

Your Data Stays Private

No connecting bank accounts means your financial data never leaves your bank

Always Accurate

No mysterious categories or misclassified transactions to fix

Track What Matters to You

You decide what counts as spending, not an algorithm

No Cleanup Required

Enter it correctly once instead of fixing automatic imports later

Ready to Get Started?

See if it works for you. If it doesn't, cancel anytime. No hard feelings.